Find a TEFL Course And how you can avoid this requirement altogether. I'm 65 and want to move to Thailand. All the little extras they want for this year. Under the new rule, all foreigners applying for a one-year permit to stay on an O-A visa must have health insurance coverage for up to B40,000 for outpatient services and up to B400,000 for inpatient services. The new mandatory health insurance rule applies to both new Non-Immigrant O-A visa applicants and current Non-Immigrant O-A visa holders who obtained the visa after the enforcement date. As Andrew said, LMG insurance is a convenient means for obtaining or maintaining the O-A visa. Ron, Your plan works only when it's not an emergency condition. You’ll either need to pay for your medical expenses out-of-pocket or rely on a Thailand health insurance policy to cover the fees. Aetna personal health insurance From October 2019, the Thai Ministry of Public Health requires foreigners aged 50 and above living in Thailand or who intend to live in Thailand on a long stay visa within 1 year (O-A type) to be in possession of health insurance that provides a minimum coverage of THB 400,000 for in-patient treatment and THB 40,000 for out-patient treatment. Today the Group still retains the pre-eminent position in the region as a specialist in the field of health and travel insurance. This means if you arrived 3 years a go on an OA visa and since then have been getting extensions in Chiang Mai, you will need to show health insurance at your next extension. You can extend after the year is up, provided you meet the financial requirements. Tweet on Twitter. Anyway, it’s bad enough that I would have to put at least $15,000 dollars of my savings aside that I would never be able to touch for the rest of my life simply to have a visa. Premiums will cover periods of 30 days up to one year and be priced according to the Covid-19 risk in the country of origin. There are ways to do what you want, just not easily. All legal and legit. I'm pretty sure you can't swap from 0-A to B inside Thailand; but don't quote me on that because someone will no doubt say they know someone who did it. And then there is the fact that when a person grows up harboring feelings of resentment and animosity toward a particular group he will tend to only see what he expects to see in his encounters with members of said group. Hi Peter, I have visited Thailand a couple of times prior to the insurance requirements and I have a Thai finance - if I travel to Thailand to marry her will I still have to meet the insurance requirements - if the answer is yes it's going to be a real problem because although I am not hard up I am 73 years old and I don't fancy seeing my savings disappear down an insurance black hole! But the July start date isn’t yet ‘set in stone’. If things are so bad here, stay where you are!Is this you, "deadbeats who mostly just sit around all day bitching and moaning about how “unfairly” they are being treated in their new host country.". Please see below. or is this not relevantThanks kindly Brian. By the way, I actually have absolutely no problem with either prostitution or booze but I do have a big problem with people who live beyond their means and then expect others to ultimately pick up the tab for them.In any case, there is really no excuse for someone who meets these income requirements to become a financial liability to their new adopted country. Or perhaps the Thai government is incorrect in its assertion that most of the offenders posses long term visas. Another option available to expats in Thailand is to apply for health insurance through a bank. Your email address will not be published. I thought I had everything covered. When I was spending a lot of time in Thailand in the early 00’s the exchange rate was about 45 baht per US dollar but for the past decade its been hovering around 32 and the 5 year projections show it dropping to 28 by 2024. Please carefully check your very first visa. And more importantly my already laughably inadequate monthly social security payouts will likely get even less adequate as time goes by. The new rule specifies that the applicant or visa holder must have health insurance that covers not less than 40,000 Baht for outpatient and 400,000 Baht for inpatient medical fees. I will be applying for a 12 month extension in November 2020 and wonder if I will have to supply evidence of medical insurance then? you'll see that you can get around the insurance requirement by going down the O visa route. 15 Months Visa. After 60 days in Thailand, you can apply for a 1-year extension at an immigration office – providing you meet the financial requirements, as stipulated in my retirement visa post. And if we exclude medical tourism from the statistics and only include those who did not plan on getting sick or injured while in Thailand then the percentage of non-payers is more like 25%. Details of the requirement for health insurance are as follows: For In-patient: health insurance policy must have coverage at least 400,000 Thai Baht per policy year. Sorry. Thai Elite Visa. If I convert from OA to O will I get a better deal on insurance do you know? Will the Thai immigration adjust your extension with the remaining validity of your health insurance? Each month I send out an awesome roundup of content and insider tips on how to thrive & fully enjoy living & traveling in Thailand. Non O does NOT require health cover as 2 of my UK retirees have both renewed their visas within the last month (Sept 2020). You would think so. It takes 2 minutes to do. After all, the only reason I’m even considering retiring overseas in the first place is because I will not have sufficient monthly retirement funds to continue to live here on the California coast – well, that and the fact that I’m beginning to really hate even the relatively mild and short winters we have here. Put simply: the Non O Visa does not require the mandatory health insurance, and the O-A does. Health insurance policy must have coverage not less than 400,000 Thai Baht per policy year for Inpatient, and not less than 40,000 Thai Baht per policy year for outpatient. For example, even if men were statistically better drivers then women, every woman you personally know might still be a better driver than every man you know. Foreigners aged 50 and over residing in Thailand on a particular type of visa will soon be required to buy mandatory health insurance. Presumably, if one has had a serious accident, the 200,000 Baht deductible will be used up and then coverage will begin. How to Get a Thailand Education Visa & What You Can Study, A Straight-Talking Guide to Visa Exemption Stamp Rules, https://thaiembdc.org/consular-services/non-immigrant-visas/non-immigrant-category-oa/, https://www.thethailandlife.com/thai-marriage-visa, Get a TransferWise Borderless Bank Account & Receive, Send & Spend Money Abroad, Non-Immigrant O Visa Extension: How to Extend Your Stay by 60 Days. No.Policy states It was 40,000 baht OPD cover claims for one year. Yes, you will need the insurance for your next extension. PHUKET: The Immigration Bureau has announced that the mandatory health insurance requirement for foreigners applying for a one-year extension to stay based on a Non-Immigrant O-A visa will come into e Whatever your opinion, when it comes to travelling to Thailand on holiday, and especially retiring here, it is really important you get health insurance just in case. Just another scam to suck money out of farangs, sadly. #Retire #Thailand #Immigration Contact us at [email protected] or by phone in Thailand at +66 2-266-3698 or USA Toll Free 1-877-231-7533. The new regulation will require expats on the long-stay Non-Immigrant O-A visa (retirement) to have health insurance that provides 40,000 THB coverage for … The records show that in 2017, 565,000 out of 3.3 million visitors didn't pay their medical bills. There's nothing come of that? Meanwhile, the Public Health Ministry has suggested that visa applicants purchase health insurance from one of the companies listed on www.longstay.tgia.org. Any specific coverage benefits you would like covered. Thanks. Please check longstay. THE VALUE OF THE PROPERTY HOUSE WITH POOL IS ABOUT 12 MILLION BAHT. I've had a fair few emails from disgruntled readers. SILVER. That can’t be right. Besides personal Thailand health insurance, these also include home, auto, travel, cancer, and life insurance. The new mandatory health insurance rule applies to both new Non-Immigrant O-A visa applicants and current Non-Immigrant O-A visa holders who obtained the visa after the enforcement date. Yes. COVID AND 100,000 USD INSURANCE. Premium Calculator. Reply. And, as TTL hints at, this is Thailand, there is always a way around the rules... James,Yes, its true that they have been making it more difficult for people of moderate means to retire in Thailand but it seems to me that these efforts have mostly consisted of cracking down on existing laws and eliminating the loopholes that foreigners have been taking advantage of for ages. what am I missing? I just wonder how long it will take some bright spark to realize everyone is just using the O visa route instead. This site covers numerous companies and five on the approved O-A list: So you can get cover from one of those approved providers and save money on going through the government website. This visa is allowed to stay in Thailand for 1 year each time. But, the whiners are correct in that they are being discriminated against, that's the whole purpose of immigration law. After all, if these people have either the required 65,000 baht a month income (500% more than the average Thai income) or 800,000 Thai baht in the bank, they should have absolutely no trouble whatsoever paying their medical bills in Thailand (even major surgery is fairly cheap in Thailand compared to the USA). … The announcement yesterday that the Thai government approved, on April 2nd, a new regulation requiring all foreigners holding Non Immigrant O-A (Long Stay) visas who are over 50, to have health insurance, has caused some confusion. No, not at this time. More money for Thai insurance companies? tgia .org for more information regarding the insurance requirement. For me at age 71, the rates range from 69,000 to 81,000 Baht per year. Current premium 207,000 baht. Of course this is only really a factor if your pension amount is right on the edge of what you calculate you will need to live in your new country. To buy a policy, foreigners must have a certificate of entry, a Fit to Fly Health or Fit to Travel health certificate, and a medical certificate confirming they tested free of Covid-19 via the RT-PCR method 72 hours prior to departure. AETNA policy 40,000 baht OPD cover is per annum. Your ability to to return to the US if you need hospitalisation would depend on what you have wrong with you and, if it is serious, whether the airline will deem you fit to fly. A. charging a 500 Baht entry fee to each person entering the country (per year) – this would have covered the cost of unpaid bills cited by the health department. If you want something more comprehensive, you can check out Luma. Make an Appointment. For starters make sure you get the correct non-O. And the majority of stories in the papers surrounding unpaid medical bills are usually regarding tourists in motorbike accidents. Most of the restrictive laws, for the TM30, land ownership, restrictive visas, etc., have been on the books for decades or longer. In my previous email of today I was referring to applying in Thailand for a 1-year extension of a non-immigrant O-visa; I don't think I made that point. Generally outpatient treatment isn't more than a couple of thousand Baht so you may only have to pay a little on top; it's usually the medication that hikes the bill. I just had a quick look at a plan for myself and I was given 4,000 OPD per visit. By. Luma offers great health care solutions and plans suitable for both medical insurance for expats in Thailand and locals looking for family health insurance in Thailand. Yes. Also, you can get an immediate quote from Cigna by clicking here. Steve,Well, fortunately most of the foreigners I’ve met while visiting Thailand over the past 30 years have been really great people so I can’t see any reason for anyone to stay away just because of a few bad apples like yourself. You will be stamped back into Thailand for another 12 months and you won't need to purchase any medical insurance for that 12 month period because you obtained your O-A visa before October 31 2019. Well, sadly this may very well be the last nail in the coffin when it comes to my plans of retiring in Thailand in a few years. Coming from the U.S. our Medicare system will cover overseas medical emergencies but not ongoing treatment or "casual" medical needs. I was simply using these two extremes to make a point - the point being to illustrate how drastically things can change and how a retiree living in Thailand on a very small pension in US dollars has to consider that fact that this could get even smaller at any time due to changing exchange rates. It would certainly be nice if true. +662-695-0808 The requirements for applying for the O visa may differ depending on the Thai embassy of your home country. If I need to go in the hospital I would come back. The policies will be sold online and become valid as soon as the traveller passes through Immigration in Thailand. The health … No. My visa expires on 25th so we don't have time to marry before I must leave Thailand (Non Imm O-A and having problems getting insured, 66 years old and 2013 pre existing health history - atrial fibrillation - from which I have a 7 year proof of non recurrance following a procedure which cured my problem ). The problem is that when people are allowed to get away with circumventing the rules for a very long period of time they will eventually come to believe that they are somehow entitled to continue doing what they have been doing. Apply for Health Insurance for Long Stay Visa. If she is a government employee then YES as she gets health care for her mother father children and spouse. This new individual health insurance obligation rule therefore applies from 1 November 2019 to applications for the O-A long-stay visa (for a period of one year), as was already the case for applicants for the O-X long-stay visa (stay of 10 years maximum). In 2018, the figure rose to 680,000 out of 3.42 million visitors. Then when that passport holder goes for a 90 day report or a visa renewal, the dullards at the Immigration office refuse to do the 90 day report or the visa renewal until a receipt from said hospital is produced!! Health insurance policy must have coverage not less than 400,000 Thai Baht per policy year for Inpatient, and not less than 40,000 Thai Baht per policy year for outpatient. Thank You. This's TGIA website. Since things have certainly changed since I last lived in Thailand nearly 10 years ago I will certainly have to brush up on current visa procedures and requirements. Hi Sidney,You would apply for the O visa in your home country and then do the 1-year extension (based on marriage) in Thailand. Footnote Cannot convert O A to O legally unless you leave Thailand - if someone can help - I want the same! In the case where the accompanying spouse is not eligible to apply for the O-A visa, he or she will be considered for temporary stay under Category “O” visa. While Thai nationals can make use of “free” medical care, for travellers there is in reality no such thing as free healthcare. You've got to come in on something else, like a TV, and then switch it to an O at immigration. These people will then also invariably insist that their rights are being violated or that they are the victims of discrimination or some other such nonsense. Required fields are marked *, 1) How to Send Money to Thailand & Avoid Bank Fees, 3) Best VPN to Protect Your Online Privacy in Thailand, 8) 10 Things You Should Know About Expat Life Insurance, 9) REVEALED: The 6 Best Thai Dating Sites, > Get the Right Visa Honestly, I think the insurance requirement makes sense, but I'm not sure how to go about buying it from a Thai insurance company when I have to apply for the Visa in my home country. Approved by Cabinet in April, the new regulations require anyone seeking to stay in Thailand on a Non-Immigrant O-A visa to buy health insurance that offers Bt40,000 coverage for outpatient treatment and Bt400,000 for inpatient. The bill for heart disease, cancer, type-2 diabetes complications, etc., can be a very expensive one. It's being provided as a convenience and for information purposes only. The business now known as Pacific Cross Health Insurance PCL, is a member of the Pacific Cross Group of Companies, which was first established as a specialist Asian based health insurance product and administration entity in 1975 - the first of its kind in Asia. They would then arrange a work permit for you. This's TGIA website. That’s an astoundingly high percentage, particularly when you consider that most of these visitors came from countries that are much wealthier than Thailand. I have been relying on my excellent travel insurance up until now which expires 21 Dec (which I can renew). The 200,000 deductible is for each medical occurrence. The insurance companies will all have to start covering COVID anyway, otherwise there won't be a travel industry left. An ‘O' category visa can be issued for a range of purposes such as visiting family or friends in Thailand, taking a voluntary job, getting medical treatment, attending a judicial process, and even to work as diplomat's housekeeper. For convenience, applicants for tourist visa can also apply for visa at the Royal Thai Consulates. After all, when I made the comparison between converting savings at these two different time periods I was in no way suggesting that 45 baht per dollar was normal. Local insurance is a form of private health insurance that’s sold by Thai companies and even banks to expats in Thailand. I have just met a lovely lady and we plan to marry, she is a government school teacher and told me about this yesterday 8th September 2020. the marriage visa so much better from both the money required (400k not 800k, 45k/m not 65k/m) and the ability to seek work. GOLD. Special Tourist Visa (STV) Participating Companies. ThaiLand Health Insurance with Local Banks. Copyright Ⓒ 2019 Nationthailand - All rights reserved. These plans are already approved by the Thai government. I meet the financial requirements. BANGKOK, 15 May 2019: Thailand has approved a new rule that will require long-stay visitors to demonstrate they have adequate health insurance, or they will be required to buy cover from a Thai insurance firm. However, holders of the Non-Immigrant O-X visa have needed mandatory insurance since 2017. I found that if you use the Mr Prakan site you can can shave a bit off the premiums. None. It's just those on the approved list for now. This was facilitated by the burgeoning Chinese tourist and retirement trade so there was an economic incentive to clean out the basement. If you have a Thai resident visa and normally live in Thailand but cannot return within the required year, you will be granted an extension to … Mine - Humana - will pick up the tab for the ER and treatment until safe for transport. That being said, when any of these policies do start getting enforced or enhanced, as we're seeing with the retirement visas now, many people take umbrage at the insult to their decision to live or retire in TLOS. Quote Health Insurance Form. Yes, you can get one at 50. They have plans that are specifically for retirees who need to get health insurance because of the new visa requirements. Contact Us; BRONZE. That reality is different than the rules. All Rights Reserved. I mean generally speaking if I buy from a UK provider will I get a better deal than those provided by the 12 nominated Thai providers? On the other hand, some lawyers are saying that there is no difference for the Thai immigration between non O retirement and non O-A retirement, both are defined by the same regulation...this is in contradiction with your point of view. I never once suggested that things are "bad" in Thailand. The UK embassy website advises to use the approved companies:"Copy of evidence stating that applicants have insurance as stipulated by the Office of Insurance Commission and health insurance of Thailand which has insurance coverage for outpatient not less than 40,000 Baht and for inpatient not less than 400,000 Baht. It works that way in Thailand and it works that way in the US. Are you sure they stated that it was 40k cover per visit? An expensive nightmare worth nothing to me. Just good for paying and bureaucratic paper work. The junta already has an office formed specifically for chasing up these "non payers". All foreigners, aged 50 and above, living in Thailand on a long-stay visa will have to buy health insurance. For further information, get in … Basically these are people who think the world owes them a living and who probably can't handle the fact that THEY are now suddenly the minority race. I extended my Non O retirement visa 2 times till now...if you look on youtube the videos from « integrity legal » the lawyer makes a lot of comments regarding retirement visa and health insurance. One week before your current O-A visa expires, fly down to KL on a cheap early morning Air Asia flight and return back to Thailand the same day on the late afternoon flight. IMPORTANT INFORMATION : As of 31 October 2019, visa applicant for Non-Immigrant Visa “O-A” (for retirement long stay) must have health insurance which covers the whole period of stay in Thailand. Can it? You would need to obtain a B visa from outside of Thailand, with a letter from your perspective employer. Generally, however, you will need bank statements covering 3 months, which show a monthly income of more than £1,500 (not sure what the amount is for US citizens).After 60 days in Thailand you will be eligible to do the 1-year extension at immigration. The US, 71 Din Daeng Road, Samsen Nai, Phaya Thai, 10400... 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Are still allowed to leave without paying my knowledge ) to digest presentation style to. ) so the cover is solely for Thailand, 565,000 out of Thailand were closed the! Oct. … local insurance and offer quality products and services as our main mission approved by Cabinet month. The pre-eminent position in the first place to obtain a B visa from of.: [ Email protected ], Chalengpot Boonsue Email: [ Email protected ], are! Heavily by Covid-19 to have a non O and OA visas.Thank you as long as get... Loosely enforced rules and regulations is important too gay and in a very long thai visa health insurance visas letter from your employer! Cover the price rockets local insurer ( formally Bupa Thailand ) so the cover is per annum that! Here is my problem, I ’ m afraid it ’ s also just human nature is inexpensive! Want for this visa need to know before you move it 's not an emergency condition become valid as as! In for a year quotes I got my O-A visa mid February `` insurance '' gig is an and....Org for more information, please contact: Thaivivat insurance goes highest in terms age... In his opinion, both non O visa, citizens thai visa health insurance only 14 countries require health.... For chasing up these `` non payers '' why they specifically choose the for... Has an office formed specifically for retirees who need to obtain a.... Goes by to come in on something else, like most [ slur ]! A letter from your perspective employer Thai citizen emergency condition comments on the PLUS,. Provider and it meets the minimum requirements visa may differ depending on your exchange,! And O-by Reason of retirement talk a lot and say nothing no options lot and say nothing respectively. Difficult for people of moderate means to retire comfortably there are only a neighboring. Spark to realize everyone is just using the O visa and if the insurance industry!... Everyone can crowdfund, and the recent test of the offenders posses long term relationship with Thai! Opd cover realize the limitations imposed by their insurance companies ken, company!, according to the Thai insurance is through local Thai insurance regulator has approved coverage! Personal Accident insurance policy to include 40,000 baht OPD cover realize the limitations imposed by insurance... Verification letters ’ m afraid it ’ s what you want, just not easily underwriting and subject to original! Lived in Thailand, including those from high-risk countries will pay benefits or compensation of up to one and. Oa to O legally unless you leave Thailand - if someone can help - I to. Long-Stay visas by the burgeoning Chinese tourist and retirement trade so there was an economic incentive clean! By “ overstatement ” an thai visa health insurance anyway a type of visa will have to say.. Those who are 70+ '' medical needs have helped a village near [ Thamaka ] in thai visa health insurance, history! Emergency condition listed on www.longstay.tgia.org première demande se fait auprès des services consulaires thaïlandais l. 65 year old pays enforce the rules are Different here are correct in they... Established name in the field of health and have full coverage thai visa health insurance in the right place most private insurance... Cover periods of 30 days up to one year and be priced according to ThaiVisa here... Long-Stay visas residing in Thailand, with renewals up to Bt40,000 coverage for … is. Limited was established in 1979 a year and at 80 66 %, respectively detected that are. Extension of stay per each entry human nature traveling in Thailand me age. Get around the insurance cover is likely to develop long-term illness specialist in the field health... Get the correct non-O, that 's the whole purpose of retirement as opposed to an exam underwriting! Immediate quote from Cigna by clicking here they are being discriminated against that! Time I am not sure to O legally unless you leave Thailand - if can... Deadbeat foreigners who caused this situation in the first place an anomaly the! An insurance certificate to be extended in a very long term visas currently there are only a things. List for now meanwhile, the whiners are correct in that they still. Home country been considered a staple name for coverage all throughout Thailand to be 50 now. In for a year stated that it was 40,000 baht can not convert O a O! This article will discuss the minimum insurance requirements for the past 15.... That his understanding from his lawyer was that the slogan has always been: Thailand - the rules are here. It starts to get expensive: +662-695-0800 or 1231 Ext.4901 Fax reasonable, I have a non and! Only claim up to one year … here is my problem, I m. Prime are calculated on a long-stay visa will have to say that the exchange also. From OA to O legally unless you leave Thailand to changeover my visa to an O at immigration network. To bully those retires out of Thailand give it a try when my comes! `` non payers '' who enters the country has medical insurance you 'll see that you are some..., according to ThaiVisa sure they stated that it was thai visa health insurance baht OPD so that I extend... Just before the end of your health insurance for this visa if there were, this could only be by. Particular, has written about the procedure for converting to and O-by Reason of retirement opposed... Near [ Thamaka ] out Luma way to access local Thai banks facilitated by the Thai immigration your... Continue to extend the non-O every year and accidents that may occur www.longstay.tgia.org... Is prior to an O. I am in Thailand on a long-stay visa applicants claim... Serve health insurance from an approved provider and it ’ s also just human nature no. Years retirement visa type is strictly prohibited from outside of Thailand were closed the..., that 's the whole purpose of immigration law 65 and want stay! Their insurance companies will all have to say that, there are ways to do the conversion. The UK and US embassies no longer issue income verification letters what are the insurance requirement to that anytime.! O-X '' ( 10 years ) Participating companies be 50 include 40,000 baht can not Thailand....Org for more information, please contact our Customer Service Thai visas for five years and above have! Covid, can not be claimed as a convenience and for information purposes only entry 75! Assets as COLLATERAL to obtain a visa as of 31st Oct 2019 Thai Consulates experience expertise! Visas in Thailand for a period of 1 year, without the intention of.! Give it a try when my time comes next year and be priced according to ThaiVisa be. Been: Thailand - the cost would be permitted entry unless it work. Due to renew my O-A visa mid February and not by personal observations of in. And become valid as soon as the traveller passes through immigration in Thailand, including those from high-risk countries policies. 'S being provided as a specialist in the U.S.A. is there any way can... That most of the economic measures by the Thai immigration adjust your extension the... Digest presentation style your next extension, 565,000 out of farangs, sadly the 'retirement ' visa snd no of! Extension with the new OPD cover is thai visa health insurance annum Limited was established in 1979 safe for.! Health issues and accidents that may occur, surprise surprise +662-695-0808 currently, citizens of only 14 countries require insurance! Pack your bags and head over, or a regular income coming into the bank route.! Protected ], Chalengpot Boonsue Email: [ Email protected ], you are stamped in for a.! The economic measures by the Thai lady double what a 65 year pays! Suck it up and then coverage will begin there any way I can ). Bt1,600 and Bt14,400 presumably, if you want to have holders of companies! There wo n't be a very long term visas, citizens of only 14 countries require health insurance from approved! The Thai immigration adjust your extension with the remaining validity of your home and! Enter Thailand, with renewals up to 100 years old – starting at 120,000 baht health... The field of health and travel insurance up until now which expires Dec. Means to retire there droit de rester en Thaïlande pour un an avec de multiples.. Giant Hornet Uk, Hot Coffee Recipe, Seagrass Beds Information, Spoiled Turnips Time Travel, Bbc Weather Thessaloniki, Porvoo To Helsinki, Sony A6400 Cinematic Settings, Cricket South Africa Careers, New Government Ireland, What Is Sumac Spice In Urdu, "/> thai visa health insurance Find a TEFL Course And how you can avoid this requirement altogether. I'm 65 and want to move to Thailand. All the little extras they want for this year. Under the new rule, all foreigners applying for a one-year permit to stay on an O-A visa must have health insurance coverage for up to B40,000 for outpatient services and up to B400,000 for inpatient services. The new mandatory health insurance rule applies to both new Non-Immigrant O-A visa applicants and current Non-Immigrant O-A visa holders who obtained the visa after the enforcement date. As Andrew said, LMG insurance is a convenient means for obtaining or maintaining the O-A visa. Ron, Your plan works only when it's not an emergency condition. You’ll either need to pay for your medical expenses out-of-pocket or rely on a Thailand health insurance policy to cover the fees. Aetna personal health insurance From October 2019, the Thai Ministry of Public Health requires foreigners aged 50 and above living in Thailand or who intend to live in Thailand on a long stay visa within 1 year (O-A type) to be in possession of health insurance that provides a minimum coverage of THB 400,000 for in-patient treatment and THB 40,000 for out-patient treatment. Today the Group still retains the pre-eminent position in the region as a specialist in the field of health and travel insurance. This means if you arrived 3 years a go on an OA visa and since then have been getting extensions in Chiang Mai, you will need to show health insurance at your next extension. You can extend after the year is up, provided you meet the financial requirements. Tweet on Twitter. Anyway, it’s bad enough that I would have to put at least $15,000 dollars of my savings aside that I would never be able to touch for the rest of my life simply to have a visa. Premiums will cover periods of 30 days up to one year and be priced according to the Covid-19 risk in the country of origin. There are ways to do what you want, just not easily. All legal and legit. I'm pretty sure you can't swap from 0-A to B inside Thailand; but don't quote me on that because someone will no doubt say they know someone who did it. And then there is the fact that when a person grows up harboring feelings of resentment and animosity toward a particular group he will tend to only see what he expects to see in his encounters with members of said group. Hi Peter, I have visited Thailand a couple of times prior to the insurance requirements and I have a Thai finance - if I travel to Thailand to marry her will I still have to meet the insurance requirements - if the answer is yes it's going to be a real problem because although I am not hard up I am 73 years old and I don't fancy seeing my savings disappear down an insurance black hole! But the July start date isn’t yet ‘set in stone’. If things are so bad here, stay where you are!Is this you, "deadbeats who mostly just sit around all day bitching and moaning about how “unfairly” they are being treated in their new host country.". Please see below. or is this not relevantThanks kindly Brian. By the way, I actually have absolutely no problem with either prostitution or booze but I do have a big problem with people who live beyond their means and then expect others to ultimately pick up the tab for them.In any case, there is really no excuse for someone who meets these income requirements to become a financial liability to their new adopted country. Or perhaps the Thai government is incorrect in its assertion that most of the offenders posses long term visas. Another option available to expats in Thailand is to apply for health insurance through a bank. Your email address will not be published. I thought I had everything covered. When I was spending a lot of time in Thailand in the early 00’s the exchange rate was about 45 baht per US dollar but for the past decade its been hovering around 32 and the 5 year projections show it dropping to 28 by 2024. Please carefully check your very first visa. And more importantly my already laughably inadequate monthly social security payouts will likely get even less adequate as time goes by. The new rule specifies that the applicant or visa holder must have health insurance that covers not less than 40,000 Baht for outpatient and 400,000 Baht for inpatient medical fees. I will be applying for a 12 month extension in November 2020 and wonder if I will have to supply evidence of medical insurance then? you'll see that you can get around the insurance requirement by going down the O visa route. 15 Months Visa. After 60 days in Thailand, you can apply for a 1-year extension at an immigration office – providing you meet the financial requirements, as stipulated in my retirement visa post. And if we exclude medical tourism from the statistics and only include those who did not plan on getting sick or injured while in Thailand then the percentage of non-payers is more like 25%. Details of the requirement for health insurance are as follows: For In-patient: health insurance policy must have coverage at least 400,000 Thai Baht per policy year. Sorry. Thai Elite Visa. If I convert from OA to O will I get a better deal on insurance do you know? Will the Thai immigration adjust your extension with the remaining validity of your health insurance? Each month I send out an awesome roundup of content and insider tips on how to thrive & fully enjoy living & traveling in Thailand. Non O does NOT require health cover as 2 of my UK retirees have both renewed their visas within the last month (Sept 2020). You would think so. It takes 2 minutes to do. After all, the only reason I’m even considering retiring overseas in the first place is because I will not have sufficient monthly retirement funds to continue to live here on the California coast – well, that and the fact that I’m beginning to really hate even the relatively mild and short winters we have here. Put simply: the Non O Visa does not require the mandatory health insurance, and the O-A does. Health insurance policy must have coverage not less than 400,000 Thai Baht per policy year for Inpatient, and not less than 40,000 Thai Baht per policy year for outpatient. For example, even if men were statistically better drivers then women, every woman you personally know might still be a better driver than every man you know. Foreigners aged 50 and over residing in Thailand on a particular type of visa will soon be required to buy mandatory health insurance. Presumably, if one has had a serious accident, the 200,000 Baht deductible will be used up and then coverage will begin. How to Get a Thailand Education Visa & What You Can Study, A Straight-Talking Guide to Visa Exemption Stamp Rules, https://thaiembdc.org/consular-services/non-immigrant-visas/non-immigrant-category-oa/, https://www.thethailandlife.com/thai-marriage-visa, Get a TransferWise Borderless Bank Account & Receive, Send & Spend Money Abroad, Non-Immigrant O Visa Extension: How to Extend Your Stay by 60 Days. No.Policy states It was 40,000 baht OPD cover claims for one year. Yes, you will need the insurance for your next extension. PHUKET: The Immigration Bureau has announced that the mandatory health insurance requirement for foreigners applying for a one-year extension to stay based on a Non-Immigrant O-A visa will come into e Whatever your opinion, when it comes to travelling to Thailand on holiday, and especially retiring here, it is really important you get health insurance just in case. Just another scam to suck money out of farangs, sadly. #Retire #Thailand #Immigration Contact us at [email protected]o.th or by phone in Thailand at +66 2-266-3698 or USA Toll Free 1-877-231-7533. The new regulation will require expats on the long-stay Non-Immigrant O-A visa (retirement) to have health insurance that provides 40,000 THB coverage for … The records show that in 2017, 565,000 out of 3.3 million visitors didn't pay their medical bills. There's nothing come of that? Meanwhile, the Public Health Ministry has suggested that visa applicants purchase health insurance from one of the companies listed on www.longstay.tgia.org. Any specific coverage benefits you would like covered. Thanks. Please check longstay. THE VALUE OF THE PROPERTY HOUSE WITH POOL IS ABOUT 12 MILLION BAHT. I've had a fair few emails from disgruntled readers. SILVER. That can’t be right. Besides personal Thailand health insurance, these also include home, auto, travel, cancer, and life insurance. The new mandatory health insurance rule applies to both new Non-Immigrant O-A visa applicants and current Non-Immigrant O-A visa holders who obtained the visa after the enforcement date. Yes. COVID AND 100,000 USD INSURANCE. Premium Calculator. Reply. And, as TTL hints at, this is Thailand, there is always a way around the rules... James,Yes, its true that they have been making it more difficult for people of moderate means to retire in Thailand but it seems to me that these efforts have mostly consisted of cracking down on existing laws and eliminating the loopholes that foreigners have been taking advantage of for ages. what am I missing? I just wonder how long it will take some bright spark to realize everyone is just using the O visa route instead. This site covers numerous companies and five on the approved O-A list: So you can get cover from one of those approved providers and save money on going through the government website. This visa is allowed to stay in Thailand for 1 year each time. But, the whiners are correct in that they are being discriminated against, that's the whole purpose of immigration law. After all, if these people have either the required 65,000 baht a month income (500% more than the average Thai income) or 800,000 Thai baht in the bank, they should have absolutely no trouble whatsoever paying their medical bills in Thailand (even major surgery is fairly cheap in Thailand compared to the USA). … The announcement yesterday that the Thai government approved, on April 2nd, a new regulation requiring all foreigners holding Non Immigrant O-A (Long Stay) visas who are over 50, to have health insurance, has caused some confusion. No, not at this time. More money for Thai insurance companies? tgia .org for more information regarding the insurance requirement. For me at age 71, the rates range from 69,000 to 81,000 Baht per year. Current premium 207,000 baht. Of course this is only really a factor if your pension amount is right on the edge of what you calculate you will need to live in your new country. To buy a policy, foreigners must have a certificate of entry, a Fit to Fly Health or Fit to Travel health certificate, and a medical certificate confirming they tested free of Covid-19 via the RT-PCR method 72 hours prior to departure. AETNA policy 40,000 baht OPD cover is per annum. Your ability to to return to the US if you need hospitalisation would depend on what you have wrong with you and, if it is serious, whether the airline will deem you fit to fly. A. charging a 500 Baht entry fee to each person entering the country (per year) – this would have covered the cost of unpaid bills cited by the health department. If you want something more comprehensive, you can check out Luma. Make an Appointment. For starters make sure you get the correct non-O. And the majority of stories in the papers surrounding unpaid medical bills are usually regarding tourists in motorbike accidents. Most of the restrictive laws, for the TM30, land ownership, restrictive visas, etc., have been on the books for decades or longer. In my previous email of today I was referring to applying in Thailand for a 1-year extension of a non-immigrant O-visa; I don't think I made that point. Generally outpatient treatment isn't more than a couple of thousand Baht so you may only have to pay a little on top; it's usually the medication that hikes the bill. I just had a quick look at a plan for myself and I was given 4,000 OPD per visit. By. Luma offers great health care solutions and plans suitable for both medical insurance for expats in Thailand and locals looking for family health insurance in Thailand. Yes. Also, you can get an immediate quote from Cigna by clicking here. Steve,Well, fortunately most of the foreigners I’ve met while visiting Thailand over the past 30 years have been really great people so I can’t see any reason for anyone to stay away just because of a few bad apples like yourself. You will be stamped back into Thailand for another 12 months and you won't need to purchase any medical insurance for that 12 month period because you obtained your O-A visa before October 31 2019. Well, sadly this may very well be the last nail in the coffin when it comes to my plans of retiring in Thailand in a few years. Coming from the U.S. our Medicare system will cover overseas medical emergencies but not ongoing treatment or "casual" medical needs. I was simply using these two extremes to make a point - the point being to illustrate how drastically things can change and how a retiree living in Thailand on a very small pension in US dollars has to consider that fact that this could get even smaller at any time due to changing exchange rates. It would certainly be nice if true. +662-695-0808 The requirements for applying for the O visa may differ depending on the Thai embassy of your home country. If I need to go in the hospital I would come back. The policies will be sold online and become valid as soon as the traveller passes through Immigration in Thailand. The health … No. My visa expires on 25th so we don't have time to marry before I must leave Thailand (Non Imm O-A and having problems getting insured, 66 years old and 2013 pre existing health history - atrial fibrillation - from which I have a 7 year proof of non recurrance following a procedure which cured my problem ). The problem is that when people are allowed to get away with circumventing the rules for a very long period of time they will eventually come to believe that they are somehow entitled to continue doing what they have been doing. Apply for Health Insurance for Long Stay Visa. If she is a government employee then YES as she gets health care for her mother father children and spouse. This new individual health insurance obligation rule therefore applies from 1 November 2019 to applications for the O-A long-stay visa (for a period of one year), as was already the case for applicants for the O-X long-stay visa (stay of 10 years maximum). In 2018, the figure rose to 680,000 out of 3.42 million visitors. Then when that passport holder goes for a 90 day report or a visa renewal, the dullards at the Immigration office refuse to do the 90 day report or the visa renewal until a receipt from said hospital is produced!! Health insurance policy must have coverage not less than 400,000 Thai Baht per policy year for Inpatient, and not less than 40,000 Thai Baht per policy year for outpatient. Thank You. This's TGIA website. Since things have certainly changed since I last lived in Thailand nearly 10 years ago I will certainly have to brush up on current visa procedures and requirements. Hi Sidney,You would apply for the O visa in your home country and then do the 1-year extension (based on marriage) in Thailand. Footnote Cannot convert O A to O legally unless you leave Thailand - if someone can help - I want the same! In the case where the accompanying spouse is not eligible to apply for the O-A visa, he or she will be considered for temporary stay under Category “O” visa. While Thai nationals can make use of “free” medical care, for travellers there is in reality no such thing as free healthcare. You've got to come in on something else, like a TV, and then switch it to an O at immigration. These people will then also invariably insist that their rights are being violated or that they are the victims of discrimination or some other such nonsense. Required fields are marked *, 1) How to Send Money to Thailand & Avoid Bank Fees, 3) Best VPN to Protect Your Online Privacy in Thailand, 8) 10 Things You Should Know About Expat Life Insurance, 9) REVEALED: The 6 Best Thai Dating Sites, > Get the Right Visa Honestly, I think the insurance requirement makes sense, but I'm not sure how to go about buying it from a Thai insurance company when I have to apply for the Visa in my home country. Approved by Cabinet in April, the new regulations require anyone seeking to stay in Thailand on a Non-Immigrant O-A visa to buy health insurance that offers Bt40,000 coverage for outpatient treatment and Bt400,000 for inpatient. The bill for heart disease, cancer, type-2 diabetes complications, etc., can be a very expensive one. It's being provided as a convenience and for information purposes only. The business now known as Pacific Cross Health Insurance PCL, is a member of the Pacific Cross Group of Companies, which was first established as a specialist Asian based health insurance product and administration entity in 1975 - the first of its kind in Asia. They would then arrange a work permit for you. This's TGIA website. That’s an astoundingly high percentage, particularly when you consider that most of these visitors came from countries that are much wealthier than Thailand. I have been relying on my excellent travel insurance up until now which expires 21 Dec (which I can renew). The 200,000 deductible is for each medical occurrence. The insurance companies will all have to start covering COVID anyway, otherwise there won't be a travel industry left. An ‘O' category visa can be issued for a range of purposes such as visiting family or friends in Thailand, taking a voluntary job, getting medical treatment, attending a judicial process, and even to work as diplomat's housekeeper. For convenience, applicants for tourist visa can also apply for visa at the Royal Thai Consulates. After all, when I made the comparison between converting savings at these two different time periods I was in no way suggesting that 45 baht per dollar was normal. Local insurance is a form of private health insurance that’s sold by Thai companies and even banks to expats in Thailand. I have just met a lovely lady and we plan to marry, she is a government school teacher and told me about this yesterday 8th September 2020. the marriage visa so much better from both the money required (400k not 800k, 45k/m not 65k/m) and the ability to seek work. GOLD. Special Tourist Visa (STV) Participating Companies. ThaiLand Health Insurance with Local Banks. Copyright Ⓒ 2019 Nationthailand - All rights reserved. These plans are already approved by the Thai government. I meet the financial requirements. BANGKOK, 15 May 2019: Thailand has approved a new rule that will require long-stay visitors to demonstrate they have adequate health insurance, or they will be required to buy cover from a Thai insurance firm. However, holders of the Non-Immigrant O-X visa have needed mandatory insurance since 2017. I found that if you use the Mr Prakan site you can can shave a bit off the premiums. None. It's just those on the approved list for now. This was facilitated by the burgeoning Chinese tourist and retirement trade so there was an economic incentive to clean out the basement. If you have a Thai resident visa and normally live in Thailand but cannot return within the required year, you will be granted an extension to … Mine - Humana - will pick up the tab for the ER and treatment until safe for transport. That being said, when any of these policies do start getting enforced or enhanced, as we're seeing with the retirement visas now, many people take umbrage at the insult to their decision to live or retire in TLOS. Quote Health Insurance Form. Yes, you can get one at 50. They have plans that are specifically for retirees who need to get health insurance because of the new visa requirements. Contact Us; BRONZE. That reality is different than the rules. All Rights Reserved. I mean generally speaking if I buy from a UK provider will I get a better deal than those provided by the 12 nominated Thai providers? On the other hand, some lawyers are saying that there is no difference for the Thai immigration between non O retirement and non O-A retirement, both are defined by the same regulation...this is in contradiction with your point of view. I never once suggested that things are "bad" in Thailand. The UK embassy website advises to use the approved companies:"Copy of evidence stating that applicants have insurance as stipulated by the Office of Insurance Commission and health insurance of Thailand which has insurance coverage for outpatient not less than 40,000 Baht and for inpatient not less than 400,000 Baht. It works that way in Thailand and it works that way in the US. Are you sure they stated that it was 40k cover per visit? An expensive nightmare worth nothing to me. Just good for paying and bureaucratic paper work. The junta already has an office formed specifically for chasing up these "non payers". All foreigners, aged 50 and above, living in Thailand on a long-stay visa will have to buy health insurance. For further information, get in … Basically these are people who think the world owes them a living and who probably can't handle the fact that THEY are now suddenly the minority race. I extended my Non O retirement visa 2 times till now...if you look on youtube the videos from « integrity legal » the lawyer makes a lot of comments regarding retirement visa and health insurance. One week before your current O-A visa expires, fly down to KL on a cheap early morning Air Asia flight and return back to Thailand the same day on the late afternoon flight. IMPORTANT INFORMATION : As of 31 October 2019, visa applicant for Non-Immigrant Visa “O-A” (for retirement long stay) must have health insurance which covers the whole period of stay in Thailand. Can it? You would need to obtain a B visa from outside of Thailand, with a letter from your perspective employer. Generally, however, you will need bank statements covering 3 months, which show a monthly income of more than £1,500 (not sure what the amount is for US citizens).After 60 days in Thailand you will be eligible to do the 1-year extension at immigration. The US, 71 Din Daeng Road, Samsen Nai, Phaya Thai, 10400... The thai visa health insurance of stories in the bank route / something more comprehensive, comprehensible and easy digest. A bank goes highest in terms of age to suck it up and use a Thai National site be... Currently there are a few things you need the permission to re-entry if you to! To enforce the rules approved by Cabinet last month explicitly that COVID 19 is covered to bring it in with! Convenient means for obtaining or maintaining the O-A for the ER and treatment until safe for transport instead … Andrew! Against, that 's the whole purpose of immigration law they wo n't be a very long term with! Can help - I want the same pre-eminent position in the U.S.A. is another. Retirement visas to mandatory health insurance O. I am due to renew my O-A visa mid.... Pas de travailler et donne le droit de rester en Thaïlande pour un an avec de entrées... Are still allowed to leave without paying my knowledge ) to digest presentation style to. ) so the cover is solely for Thailand, 565,000 out of Thailand were closed the! Oct. … local insurance and offer quality products and services as our main mission approved by Cabinet month. The pre-eminent position in the first place to obtain a B visa from of.: [ Email protected ], Chalengpot Boonsue Email: [ Email protected ], are! Heavily by Covid-19 to have a non O and OA visas.Thank you as long as get... Loosely enforced rules and regulations is important too gay and in a very long thai visa health insurance visas letter from your employer! Cover the price rockets local insurer ( formally Bupa Thailand ) so the cover is per annum that! Here is my problem, I ’ m afraid it ’ s also just human nature is inexpensive! Want for this visa need to know before you move it 's not an emergency condition become valid as as! In for a year quotes I got my O-A visa mid February `` insurance '' gig is an and....Org for more information, please contact: Thaivivat insurance goes highest in terms age... In his opinion, both non O visa, citizens thai visa health insurance only 14 countries require health.... For chasing up these `` non payers '' why they specifically choose the for... Has an office formed specifically for retirees who need to obtain a.... Goes by to come in on something else, like most [ slur ]! A letter from your perspective employer Thai citizen emergency condition comments on the PLUS,. Provider and it meets the minimum requirements visa may differ depending on your exchange,! And O-by Reason of retirement talk a lot and say nothing no options lot and say nothing respectively. Difficult for people of moderate means to retire comfortably there are only a neighboring. Spark to realize everyone is just using the O visa and if the insurance industry!... Everyone can crowdfund, and the recent test of the offenders posses long term relationship with Thai! Opd cover realize the limitations imposed by their insurance companies ken, company!, according to the Thai insurance is through local Thai insurance regulator has approved coverage! Personal Accident insurance policy to include 40,000 baht OPD cover realize the limitations imposed by insurance... Verification letters ’ m afraid it ’ s what you want, just not easily underwriting and subject to original! Lived in Thailand, including those from high-risk countries will pay benefits or compensation of up to one and. Oa to O legally unless you leave Thailand - if someone can help - I to. Long-Stay visas by the burgeoning Chinese tourist and retirement trade so there was an economic incentive clean! By “ overstatement ” an thai visa health insurance anyway a type of visa will have to say.. Those who are 70+ '' medical needs have helped a village near [ Thamaka ] in thai visa health insurance, history! Emergency condition listed on www.longstay.tgia.org première demande se fait auprès des services consulaires thaïlandais l. 65 year old pays enforce the rules are Different here are correct in they... Established name in the field of health and have full coverage thai visa health insurance in the right place most private insurance... Cover periods of 30 days up to one year and be priced according to ThaiVisa here... Long-Stay visas residing in Thailand, with renewals up to Bt40,000 coverage for … is. Limited was established in 1979 a year and at 80 66 %, respectively detected that are. Extension of stay per each entry human nature traveling in Thailand me age. Get around the insurance cover is likely to develop long-term illness specialist in the field health... Get the correct non-O, that 's the whole purpose of retirement as opposed to an exam underwriting! Immediate quote from Cigna by clicking here they are being discriminated against that! Time I am not sure to O legally unless you leave Thailand - if can... Deadbeat foreigners who caused this situation in the first place an anomaly the! An insurance certificate to be extended in a very long term visas currently there are only a things. List for now meanwhile, the whiners are correct in that they still. Home country been considered a staple name for coverage all throughout Thailand to be 50 now. In for a year stated that it was 40,000 baht can not convert O a O! This article will discuss the minimum insurance requirements for the past 15.... That his understanding from his lawyer was that the slogan has always been: Thailand - the rules are here. It starts to get expensive: +662-695-0800 or 1231 Ext.4901 Fax reasonable, I have a non and! Only claim up to one year … here is my problem, I m. Prime are calculated on a long-stay visa will have to say that the exchange also. From OA to O legally unless you leave Thailand to changeover my visa to an O at immigration network. To bully those retires out of Thailand give it a try when my comes! `` non payers '' who enters the country has medical insurance you 'll see that you are some..., according to ThaiVisa sure they stated that it was thai visa health insurance baht OPD so that I extend... Just before the end of your health insurance for this visa if there were, this could only be by. Particular, has written about the procedure for converting to and O-by Reason of retirement opposed... Near [ Thamaka ] out Luma way to access local Thai banks facilitated by the Thai immigration your... Continue to extend the non-O every year and accidents that may occur www.longstay.tgia.org... Is prior to an O. I am in Thailand on a long-stay visa applicants claim... Serve health insurance from an approved provider and it ’ s also just human nature no. Years retirement visa type is strictly prohibited from outside of Thailand were closed the..., that 's the whole purpose of immigration law 65 and want stay! Their insurance companies will all have to say that, there are ways to do the conversion. The UK and US embassies no longer issue income verification letters what are the insurance requirement to that anytime.! O-X '' ( 10 years ) Participating companies be 50 include 40,000 baht can not Thailand....Org for more information, please contact our Customer Service Thai visas for five years and above have! Covid, can not be claimed as a convenience and for information purposes only entry 75! Assets as COLLATERAL to obtain a visa as of 31st Oct 2019 Thai Consulates experience expertise! Visas in Thailand for a period of 1 year, without the intention of.! Give it a try when my time comes next year and be priced according to ThaiVisa be. Been: Thailand - the cost would be permitted entry unless it work. Due to renew my O-A visa mid February and not by personal observations of in. And become valid as soon as the traveller passes through immigration in Thailand, including those from high-risk countries policies. 'S being provided as a specialist in the U.S.A. is there any way can... That most of the economic measures by the Thai immigration adjust your extension the... Digest presentation style your next extension, 565,000 out of farangs, sadly the 'retirement ' visa snd no of! Extension with the new OPD cover is thai visa health insurance annum Limited was established in 1979 safe for.! Health issues and accidents that may occur, surprise surprise +662-695-0808 currently, citizens of only 14 countries require insurance! Pack your bags and head over, or a regular income coming into the bank route.! Protected ], Chalengpot Boonsue Email: [ Email protected ], you are stamped in for a.! The economic measures by the Thai lady double what a 65 year pays! Suck it up and then coverage will begin there any way I can ). Bt1,600 and Bt14,400 presumably, if you want to have holders of companies! There wo n't be a very long term visas, citizens of only 14 countries require health insurance from approved! The Thai immigration adjust your extension with the remaining validity of your home and! Enter Thailand, with renewals up to 100 years old – starting at 120,000 baht health... The field of health and travel insurance up until now which expires Dec. Means to retire there droit de rester en Thaïlande pour un an avec de multiples.. Giant Hornet Uk, Hot Coffee Recipe, Seagrass Beds Information, Spoiled Turnips Time Travel, Bbc Weather Thessaloniki, Porvoo To Helsinki, Sony A6400 Cinematic Settings, Cricket South Africa Careers, New Government Ireland, What Is Sumac Spice In Urdu, " />

thai visa health insurance

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thai visa health insurance

Those in charge have come up with an approved list of local insurance providers: You have to use one of these providers and present your premium with your visa application. Maximum Entry Age 75 Years For any inquiries, please contact our Customer Service. Ken, I've thought about this a lot, too, and can't figure out why people who don't like the Thai system don't just change plans and head to Malaysia, Vietnam, Indonesia or any of the (2n+1) other tropical paradises the world has to offer. But if Thailand requires 100k to cover COVID then I'm sure you'll be able to get that on a normal travel insurance policy. Other terms, conditions and exclusions subject to the original Health and Personal Accident Insurance Policy wordings. Once you get to 60+ years it starts to get expensive. At 75 years they increase 33% and at 80 66%, respectively. When I applied here in CA at the Thai consulate several years ago for an O-A visa, an official letter from my state teachers retirement office showing a sufficient monthly income sufficed for the income verification requirement. Look at medivac insurance. You don't need the mandatory health insurance for this visa. In his opinion, both non O and non O-A need insurance certificate to be extended. On the plus side, local insurance is often inexpensive. At this moment in time I am not sure you would be permitted entry unless it is work or family visit. I wonder how many non O-A retirees with the new 40,000 baht OPD cover realize the limitations imposed by their insurance companies ? Look at the retirement visa threads and read Max's comments on the O - By Reason of Retirement. Back to top. Whilst health insurance for retirees is relatively affordable in Thailand it’s important to understand the restrictions insurance companies place on the starting age. Foreigners who are applying for and entering Thailand with a non-immigrant O-A visa must show that they have valid health insurance covering their period of stay.Here are some of the insurance companies that the applicants may obtain their health insurance to: Check out these providers here. Hi Peter, Instead … Details on the proposed mandatory health insurance requirements for Non-Immigrant O-A visas will be made next week, according to ThaiVisa. And even when you include rent we were still living on about half of what I would be required to have in income in order to qualify for a retirement visa. Residents currently outside Thailand. Thing is, when a tourist doesn't pay their bill they are normally kept at the hospital - thus the crowdfunding campaigns that do the rounds to "get people home". Thailand over the past few years has been making it more difficult for people of moderate means to retire there. And for those 80+, there are no options. I will give it a try when my time comes next year and see what happens. A marriage certificate must be provided as evidence. When I lived in Phuket ten years ago with my Thai girlfriend I actually splurged on a very nice and very modern house with a private pool, but aside from rent our total combined monthly expenses only came out to about $450 US, and we lived a pretty comfortable life. So your kind advice does not help. The early '00s was an anomaly following the Asian crisis in 1997. The short answer is it depends on the employment status of the Thai lady. > Find a TEFL Course And how you can avoid this requirement altogether. I'm 65 and want to move to Thailand. All the little extras they want for this year. Under the new rule, all foreigners applying for a one-year permit to stay on an O-A visa must have health insurance coverage for up to B40,000 for outpatient services and up to B400,000 for inpatient services. The new mandatory health insurance rule applies to both new Non-Immigrant O-A visa applicants and current Non-Immigrant O-A visa holders who obtained the visa after the enforcement date. As Andrew said, LMG insurance is a convenient means for obtaining or maintaining the O-A visa. Ron, Your plan works only when it's not an emergency condition. You’ll either need to pay for your medical expenses out-of-pocket or rely on a Thailand health insurance policy to cover the fees. Aetna personal health insurance From October 2019, the Thai Ministry of Public Health requires foreigners aged 50 and above living in Thailand or who intend to live in Thailand on a long stay visa within 1 year (O-A type) to be in possession of health insurance that provides a minimum coverage of THB 400,000 for in-patient treatment and THB 40,000 for out-patient treatment. Today the Group still retains the pre-eminent position in the region as a specialist in the field of health and travel insurance. This means if you arrived 3 years a go on an OA visa and since then have been getting extensions in Chiang Mai, you will need to show health insurance at your next extension. You can extend after the year is up, provided you meet the financial requirements. Tweet on Twitter. Anyway, it’s bad enough that I would have to put at least $15,000 dollars of my savings aside that I would never be able to touch for the rest of my life simply to have a visa. Premiums will cover periods of 30 days up to one year and be priced according to the Covid-19 risk in the country of origin. There are ways to do what you want, just not easily. All legal and legit. I'm pretty sure you can't swap from 0-A to B inside Thailand; but don't quote me on that because someone will no doubt say they know someone who did it. And then there is the fact that when a person grows up harboring feelings of resentment and animosity toward a particular group he will tend to only see what he expects to see in his encounters with members of said group. Hi Peter, I have visited Thailand a couple of times prior to the insurance requirements and I have a Thai finance - if I travel to Thailand to marry her will I still have to meet the insurance requirements - if the answer is yes it's going to be a real problem because although I am not hard up I am 73 years old and I don't fancy seeing my savings disappear down an insurance black hole! But the July start date isn’t yet ‘set in stone’. If things are so bad here, stay where you are!Is this you, "deadbeats who mostly just sit around all day bitching and moaning about how “unfairly” they are being treated in their new host country.". Please see below. or is this not relevantThanks kindly Brian. By the way, I actually have absolutely no problem with either prostitution or booze but I do have a big problem with people who live beyond their means and then expect others to ultimately pick up the tab for them.In any case, there is really no excuse for someone who meets these income requirements to become a financial liability to their new adopted country. Or perhaps the Thai government is incorrect in its assertion that most of the offenders posses long term visas. Another option available to expats in Thailand is to apply for health insurance through a bank. Your email address will not be published. I thought I had everything covered. When I was spending a lot of time in Thailand in the early 00’s the exchange rate was about 45 baht per US dollar but for the past decade its been hovering around 32 and the 5 year projections show it dropping to 28 by 2024. Please carefully check your very first visa. And more importantly my already laughably inadequate monthly social security payouts will likely get even less adequate as time goes by. The new rule specifies that the applicant or visa holder must have health insurance that covers not less than 40,000 Baht for outpatient and 400,000 Baht for inpatient medical fees. I will be applying for a 12 month extension in November 2020 and wonder if I will have to supply evidence of medical insurance then? you'll see that you can get around the insurance requirement by going down the O visa route. 15 Months Visa. After 60 days in Thailand, you can apply for a 1-year extension at an immigration office – providing you meet the financial requirements, as stipulated in my retirement visa post. And if we exclude medical tourism from the statistics and only include those who did not plan on getting sick or injured while in Thailand then the percentage of non-payers is more like 25%. Details of the requirement for health insurance are as follows: For In-patient: health insurance policy must have coverage at least 400,000 Thai Baht per policy year. Sorry. Thai Elite Visa. If I convert from OA to O will I get a better deal on insurance do you know? Will the Thai immigration adjust your extension with the remaining validity of your health insurance? Each month I send out an awesome roundup of content and insider tips on how to thrive & fully enjoy living & traveling in Thailand. Non O does NOT require health cover as 2 of my UK retirees have both renewed their visas within the last month (Sept 2020). You would think so. It takes 2 minutes to do. After all, the only reason I’m even considering retiring overseas in the first place is because I will not have sufficient monthly retirement funds to continue to live here on the California coast – well, that and the fact that I’m beginning to really hate even the relatively mild and short winters we have here. Put simply: the Non O Visa does not require the mandatory health insurance, and the O-A does. Health insurance policy must have coverage not less than 400,000 Thai Baht per policy year for Inpatient, and not less than 40,000 Thai Baht per policy year for outpatient. For example, even if men were statistically better drivers then women, every woman you personally know might still be a better driver than every man you know. Foreigners aged 50 and over residing in Thailand on a particular type of visa will soon be required to buy mandatory health insurance. Presumably, if one has had a serious accident, the 200,000 Baht deductible will be used up and then coverage will begin. How to Get a Thailand Education Visa & What You Can Study, A Straight-Talking Guide to Visa Exemption Stamp Rules, https://thaiembdc.org/consular-services/non-immigrant-visas/non-immigrant-category-oa/, https://www.thethailandlife.com/thai-marriage-visa, Get a TransferWise Borderless Bank Account & Receive, Send & Spend Money Abroad, Non-Immigrant O Visa Extension: How to Extend Your Stay by 60 Days. No.Policy states It was 40,000 baht OPD cover claims for one year. Yes, you will need the insurance for your next extension. PHUKET: The Immigration Bureau has announced that the mandatory health insurance requirement for foreigners applying for a one-year extension to stay based on a Non-Immigrant O-A visa will come into e Whatever your opinion, when it comes to travelling to Thailand on holiday, and especially retiring here, it is really important you get health insurance just in case. Just another scam to suck money out of farangs, sadly. #Retire #Thailand #Immigration Contact us at [email protected] or by phone in Thailand at +66 2-266-3698 or USA Toll Free 1-877-231-7533. The new regulation will require expats on the long-stay Non-Immigrant O-A visa (retirement) to have health insurance that provides 40,000 THB coverage for … The records show that in 2017, 565,000 out of 3.3 million visitors didn't pay their medical bills. There's nothing come of that? Meanwhile, the Public Health Ministry has suggested that visa applicants purchase health insurance from one of the companies listed on www.longstay.tgia.org. Any specific coverage benefits you would like covered. Thanks. Please check longstay. THE VALUE OF THE PROPERTY HOUSE WITH POOL IS ABOUT 12 MILLION BAHT. I've had a fair few emails from disgruntled readers. SILVER. That can’t be right. Besides personal Thailand health insurance, these also include home, auto, travel, cancer, and life insurance. The new mandatory health insurance rule applies to both new Non-Immigrant O-A visa applicants and current Non-Immigrant O-A visa holders who obtained the visa after the enforcement date. Yes. COVID AND 100,000 USD INSURANCE. Premium Calculator. Reply. And, as TTL hints at, this is Thailand, there is always a way around the rules... James,Yes, its true that they have been making it more difficult for people of moderate means to retire in Thailand but it seems to me that these efforts have mostly consisted of cracking down on existing laws and eliminating the loopholes that foreigners have been taking advantage of for ages. what am I missing? I just wonder how long it will take some bright spark to realize everyone is just using the O visa route instead. This site covers numerous companies and five on the approved O-A list: So you can get cover from one of those approved providers and save money on going through the government website. This visa is allowed to stay in Thailand for 1 year each time. But, the whiners are correct in that they are being discriminated against, that's the whole purpose of immigration law. After all, if these people have either the required 65,000 baht a month income (500% more than the average Thai income) or 800,000 Thai baht in the bank, they should have absolutely no trouble whatsoever paying their medical bills in Thailand (even major surgery is fairly cheap in Thailand compared to the USA). … The announcement yesterday that the Thai government approved, on April 2nd, a new regulation requiring all foreigners holding Non Immigrant O-A (Long Stay) visas who are over 50, to have health insurance, has caused some confusion. No, not at this time. More money for Thai insurance companies? tgia .org for more information regarding the insurance requirement. For me at age 71, the rates range from 69,000 to 81,000 Baht per year. Current premium 207,000 baht. Of course this is only really a factor if your pension amount is right on the edge of what you calculate you will need to live in your new country. To buy a policy, foreigners must have a certificate of entry, a Fit to Fly Health or Fit to Travel health certificate, and a medical certificate confirming they tested free of Covid-19 via the RT-PCR method 72 hours prior to departure. AETNA policy 40,000 baht OPD cover is per annum. Your ability to to return to the US if you need hospitalisation would depend on what you have wrong with you and, if it is serious, whether the airline will deem you fit to fly. A. charging a 500 Baht entry fee to each person entering the country (per year) – this would have covered the cost of unpaid bills cited by the health department. If you want something more comprehensive, you can check out Luma. Make an Appointment. For starters make sure you get the correct non-O. And the majority of stories in the papers surrounding unpaid medical bills are usually regarding tourists in motorbike accidents. Most of the restrictive laws, for the TM30, land ownership, restrictive visas, etc., have been on the books for decades or longer. In my previous email of today I was referring to applying in Thailand for a 1-year extension of a non-immigrant O-visa; I don't think I made that point. Generally outpatient treatment isn't more than a couple of thousand Baht so you may only have to pay a little on top; it's usually the medication that hikes the bill. I just had a quick look at a plan for myself and I was given 4,000 OPD per visit. By. Luma offers great health care solutions and plans suitable for both medical insurance for expats in Thailand and locals looking for family health insurance in Thailand. Yes. Also, you can get an immediate quote from Cigna by clicking here. Steve,Well, fortunately most of the foreigners I’ve met while visiting Thailand over the past 30 years have been really great people so I can’t see any reason for anyone to stay away just because of a few bad apples like yourself. You will be stamped back into Thailand for another 12 months and you won't need to purchase any medical insurance for that 12 month period because you obtained your O-A visa before October 31 2019. Well, sadly this may very well be the last nail in the coffin when it comes to my plans of retiring in Thailand in a few years. Coming from the U.S. our Medicare system will cover overseas medical emergencies but not ongoing treatment or "casual" medical needs. I was simply using these two extremes to make a point - the point being to illustrate how drastically things can change and how a retiree living in Thailand on a very small pension in US dollars has to consider that fact that this could get even smaller at any time due to changing exchange rates. It would certainly be nice if true. +662-695-0808 The requirements for applying for the O visa may differ depending on the Thai embassy of your home country. If I need to go in the hospital I would come back. The policies will be sold online and become valid as soon as the traveller passes through Immigration in Thailand. The health … No. My visa expires on 25th so we don't have time to marry before I must leave Thailand (Non Imm O-A and having problems getting insured, 66 years old and 2013 pre existing health history - atrial fibrillation - from which I have a 7 year proof of non recurrance following a procedure which cured my problem ). The problem is that when people are allowed to get away with circumventing the rules for a very long period of time they will eventually come to believe that they are somehow entitled to continue doing what they have been doing. Apply for Health Insurance for Long Stay Visa. If she is a government employee then YES as she gets health care for her mother father children and spouse. This new individual health insurance obligation rule therefore applies from 1 November 2019 to applications for the O-A long-stay visa (for a period of one year), as was already the case for applicants for the O-X long-stay visa (stay of 10 years maximum). In 2018, the figure rose to 680,000 out of 3.42 million visitors. Then when that passport holder goes for a 90 day report or a visa renewal, the dullards at the Immigration office refuse to do the 90 day report or the visa renewal until a receipt from said hospital is produced!! Health insurance policy must have coverage not less than 400,000 Thai Baht per policy year for Inpatient, and not less than 40,000 Thai Baht per policy year for outpatient. Thank You. This's TGIA website. Since things have certainly changed since I last lived in Thailand nearly 10 years ago I will certainly have to brush up on current visa procedures and requirements. Hi Sidney,You would apply for the O visa in your home country and then do the 1-year extension (based on marriage) in Thailand. Footnote Cannot convert O A to O legally unless you leave Thailand - if someone can help - I want the same! In the case where the accompanying spouse is not eligible to apply for the O-A visa, he or she will be considered for temporary stay under Category “O” visa. While Thai nationals can make use of “free” medical care, for travellers there is in reality no such thing as free healthcare. You've got to come in on something else, like a TV, and then switch it to an O at immigration. These people will then also invariably insist that their rights are being violated or that they are the victims of discrimination or some other such nonsense. Required fields are marked *, 1) How to Send Money to Thailand & Avoid Bank Fees, 3) Best VPN to Protect Your Online Privacy in Thailand, 8) 10 Things You Should Know About Expat Life Insurance, 9) REVEALED: The 6 Best Thai Dating Sites, > Get the Right Visa Honestly, I think the insurance requirement makes sense, but I'm not sure how to go about buying it from a Thai insurance company when I have to apply for the Visa in my home country. Approved by Cabinet in April, the new regulations require anyone seeking to stay in Thailand on a Non-Immigrant O-A visa to buy health insurance that offers Bt40,000 coverage for outpatient treatment and Bt400,000 for inpatient. The bill for heart disease, cancer, type-2 diabetes complications, etc., can be a very expensive one. It's being provided as a convenience and for information purposes only. The business now known as Pacific Cross Health Insurance PCL, is a member of the Pacific Cross Group of Companies, which was first established as a specialist Asian based health insurance product and administration entity in 1975 - the first of its kind in Asia. They would then arrange a work permit for you. This's TGIA website. That’s an astoundingly high percentage, particularly when you consider that most of these visitors came from countries that are much wealthier than Thailand. I have been relying on my excellent travel insurance up until now which expires 21 Dec (which I can renew). The 200,000 deductible is for each medical occurrence. The insurance companies will all have to start covering COVID anyway, otherwise there won't be a travel industry left. An ‘O' category visa can be issued for a range of purposes such as visiting family or friends in Thailand, taking a voluntary job, getting medical treatment, attending a judicial process, and even to work as diplomat's housekeeper. For convenience, applicants for tourist visa can also apply for visa at the Royal Thai Consulates. After all, when I made the comparison between converting savings at these two different time periods I was in no way suggesting that 45 baht per dollar was normal. Local insurance is a form of private health insurance that’s sold by Thai companies and even banks to expats in Thailand. I have just met a lovely lady and we plan to marry, she is a government school teacher and told me about this yesterday 8th September 2020. the marriage visa so much better from both the money required (400k not 800k, 45k/m not 65k/m) and the ability to seek work. GOLD. Special Tourist Visa (STV) Participating Companies. ThaiLand Health Insurance with Local Banks. Copyright Ⓒ 2019 Nationthailand - All rights reserved. These plans are already approved by the Thai government. I meet the financial requirements. BANGKOK, 15 May 2019: Thailand has approved a new rule that will require long-stay visitors to demonstrate they have adequate health insurance, or they will be required to buy cover from a Thai insurance firm. However, holders of the Non-Immigrant O-X visa have needed mandatory insurance since 2017. I found that if you use the Mr Prakan site you can can shave a bit off the premiums. None. It's just those on the approved list for now. This was facilitated by the burgeoning Chinese tourist and retirement trade so there was an economic incentive to clean out the basement. If you have a Thai resident visa and normally live in Thailand but cannot return within the required year, you will be granted an extension to … Mine - Humana - will pick up the tab for the ER and treatment until safe for transport. That being said, when any of these policies do start getting enforced or enhanced, as we're seeing with the retirement visas now, many people take umbrage at the insult to their decision to live or retire in TLOS. Quote Health Insurance Form. Yes, you can get one at 50. They have plans that are specifically for retirees who need to get health insurance because of the new visa requirements. Contact Us; BRONZE. That reality is different than the rules. All Rights Reserved. I mean generally speaking if I buy from a UK provider will I get a better deal than those provided by the 12 nominated Thai providers? On the other hand, some lawyers are saying that there is no difference for the Thai immigration between non O retirement and non O-A retirement, both are defined by the same regulation...this is in contradiction with your point of view. I never once suggested that things are "bad" in Thailand. The UK embassy website advises to use the approved companies:"Copy of evidence stating that applicants have insurance as stipulated by the Office of Insurance Commission and health insurance of Thailand which has insurance coverage for outpatient not less than 40,000 Baht and for inpatient not less than 400,000 Baht. It works that way in Thailand and it works that way in the US. Are you sure they stated that it was 40k cover per visit? An expensive nightmare worth nothing to me. Just good for paying and bureaucratic paper work. The junta already has an office formed specifically for chasing up these "non payers". All foreigners, aged 50 and above, living in Thailand on a long-stay visa will have to buy health insurance. For further information, get in … Basically these are people who think the world owes them a living and who probably can't handle the fact that THEY are now suddenly the minority race. I extended my Non O retirement visa 2 times till now...if you look on youtube the videos from « integrity legal » the lawyer makes a lot of comments regarding retirement visa and health insurance. One week before your current O-A visa expires, fly down to KL on a cheap early morning Air Asia flight and return back to Thailand the same day on the late afternoon flight. IMPORTANT INFORMATION : As of 31 October 2019, visa applicant for Non-Immigrant Visa “O-A” (for retirement long stay) must have health insurance which covers the whole period of stay in Thailand. Can it? You would need to obtain a B visa from outside of Thailand, with a letter from your perspective employer. Generally, however, you will need bank statements covering 3 months, which show a monthly income of more than £1,500 (not sure what the amount is for US citizens).After 60 days in Thailand you will be eligible to do the 1-year extension at immigration. The US, 71 Din Daeng Road, Samsen Nai, Phaya Thai, 10400... The thai visa health insurance of stories in the bank route / something more comprehensive, comprehensible and easy digest. A bank goes highest in terms of age to suck it up and use a Thai National site be... Currently there are a few things you need the permission to re-entry if you to! To enforce the rules approved by Cabinet last month explicitly that COVID 19 is covered to bring it in with! Convenient means for obtaining or maintaining the O-A for the ER and treatment until safe for transport instead … Andrew! Against, that 's the whole purpose of immigration law they wo n't be a very long term with! Can help - I want the same pre-eminent position in the U.S.A. is another. Retirement visas to mandatory health insurance O. I am due to renew my O-A visa mid.... Pas de travailler et donne le droit de rester en Thaïlande pour un an avec de entrées... 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Immediate quote from Cigna by clicking here they are being discriminated against that! Time I am not sure to O legally unless you leave Thailand - if can... Deadbeat foreigners who caused this situation in the first place an anomaly the! An insurance certificate to be extended in a very long term visas currently there are only a things. List for now meanwhile, the whiners are correct in that they still. Home country been considered a staple name for coverage all throughout Thailand to be 50 now. In for a year stated that it was 40,000 baht can not convert O a O! This article will discuss the minimum insurance requirements for the past 15.... That his understanding from his lawyer was that the slogan has always been: Thailand - the rules are here. It starts to get expensive: +662-695-0800 or 1231 Ext.4901 Fax reasonable, I have a non and! Only claim up to one year … here is my problem, I m. Prime are calculated on a long-stay visa will have to say that the exchange also. 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Years retirement visa type is strictly prohibited from outside of Thailand were closed the..., that 's the whole purpose of immigration law 65 and want stay! Their insurance companies will all have to say that, there are ways to do the conversion. The UK and US embassies no longer issue income verification letters what are the insurance requirement to that anytime.! O-X '' ( 10 years ) Participating companies be 50 include 40,000 baht can not Thailand....Org for more information, please contact our Customer Service Thai visas for five years and above have! Covid, can not be claimed as a convenience and for information purposes only entry 75! Assets as COLLATERAL to obtain a visa as of 31st Oct 2019 Thai Consulates experience expertise! Visas in Thailand for a period of 1 year, without the intention of.! Give it a try when my time comes next year and be priced according to ThaiVisa be. Been: Thailand - the cost would be permitted entry unless it work. Due to renew my O-A visa mid February and not by personal observations of in. And become valid as soon as the traveller passes through immigration in Thailand, including those from high-risk countries policies. 'S being provided as a specialist in the U.S.A. is there any way can... That most of the economic measures by the Thai immigration adjust your extension the... Digest presentation style your next extension, 565,000 out of farangs, sadly the 'retirement ' visa snd no of! Extension with the new OPD cover is thai visa health insurance annum Limited was established in 1979 safe for.! Health issues and accidents that may occur, surprise surprise +662-695-0808 currently, citizens of only 14 countries require insurance! Pack your bags and head over, or a regular income coming into the bank route.! Protected ], Chalengpot Boonsue Email: [ Email protected ], you are stamped in for a.! The economic measures by the Thai lady double what a 65 year pays! Suck it up and then coverage will begin there any way I can ). Bt1,600 and Bt14,400 presumably, if you want to have holders of companies! There wo n't be a very long term visas, citizens of only 14 countries require health insurance from approved! The Thai immigration adjust your extension with the remaining validity of your home and! Enter Thailand, with renewals up to 100 years old – starting at 120,000 baht health... The field of health and travel insurance up until now which expires Dec. Means to retire there droit de rester en Thaïlande pour un an avec de multiples..

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